It has become legendary, though it is relatively young. Some say it's an everyday hero and a great helper, while others advise against trusting it. If BLIK has so far remained completely uncharted territory for you, catch up quickly and see that it's high time to move with the times.
What is BLIK?
The history of BLIK began in 2013. Normally banks compete with each other, but back then they united for a greater good. This goal was to develop an innovative payment method, and the initiative came from Alior Bank, Bank Millennium, Bank Zachodni WBK, ING Bank Śląski, mBank, and PKO Bank Polski.
The service was launched for public use in 2015. Since then, the number of users and the range of functionalities have been successively growing. Paying with BLIK has become standard in all Polish banks, as well as various payment services, such as Revolut, which are thriving in the domestic market.
How to set up BLIK?
Since you've found the will to explore new possibilities, you'll also need a bank account with a BLIK-supporting bank and the appropriate mobile application. The activation rules are very simple. Simply log into your account in the app, go to the settings section, and then find the options related to BLIK. There you'll be able to activate the entire service, as well as its individual functions. If you're wondering, how to pay with your phone in a store, the classic code variant is enough. You can also enable the contactless option to make transactions even more efficiently.
How to pay with BLIK to a phone number?
When you activate BLIK phone transfers, you can send some cash to the recipient's account by choosing their phone number. The tariff plan you use does not matter in this case. This can be prepaid mobile services, a subscription, or a classic contract. Anyone can use this option. However, you must first activate this function in the mobile app settings. Then, go to the section where BLIK codes are generated. There you will find the phone transfer option, where you can use data from your contact list.
How to pay with BLIK online?
It's as simple as putting on a helmet. Once you activate the BLIK service in the mobile app, you can confidently rely on it for various online transactions. The steps are as follows:
- Start placing an order online.
- When choosing the payment method, select BLIK.
- When it's time to pay for the order, you'll see a window with a text field for the code.
- Now, simultaneously log into your bank's mobile app.
- Go to the BLIK section and copy or remember the code.
- Return to the store and enter the code obtained from the app.
- Confirm the transaction within your bank's mobile app.
How to pay with BLIK contactlessly?
You can join the ranks of Vikings who confidently approach the store checkout and pay with their phone. Everything happens quickly, efficiently, and securely – so modern, ahoy!
So that you too can pay for everything in a flash with a single hand movement, start by logging into your bank's mobile app. There, in the settings, you'll find options for BLIK contactless payments. You'll need to approve the terms and conditions and set a few options. However, the interface should guide you step by step through the necessary actions. After that, all that remains is to unlock your phone when paying, and then bring it close to the terminal in the store. And done, the transaction should be approved.
During configuration, you might encounter certain terms that would be worth explaining. Many people ask about NFC. What is it? Well, it is precisely the technology that enables data transmission when you bring your phone close to another device. Among other things, it is used for mobile payments.
Dare to change like a true Viking!
BLIK is not dark magic reserved for wicked beings. It's a simple tool available to every Viking who isn't afraid of changes for the better. What's more, this method's advantages include not only comfort but also security. The list of benefits is therefore very long. Thus, there's nothing left for you to do but join the ranks of BLIK users.