Every month, we are flooded with an untold number of invoices and bills. Many of the most persistent have already fallen in the battle for timely payment – with the daily flood of duties, we often forget about unpaid debts. Is it possible to avoid making so many tedious payments? How can we make life easier, and is it safe? It's worth taking a closer look at automatic payments and realizing that they simplify not only financial matters. Managing bills has never been easier.
➡ Direct Debit: A Lifesaver for the Forgetful
All payment conveniences are usually based on the direct debit mechanism. It's a savior for those of us who tend to forget about timely payment of recurring bills. Charges for electricity, telecommunication services, or even subscriptions to your favorite magazines are debited directly from your account. The only thing you need to ensure is that you have sufficient funds. If the debited amount turns out to be different from what's on the invoice, after reporting the error, the entire amount will be immediately refunded to your account. Such problems don't happen very often, but it's good to know that they are reversible. To start paying bills via direct debit, you just need to provide your bank with a special authorization. And then, enjoy fewer responsibilities and more time for yourself.
➡ Combining Household Bills
Instead of paying separately for each medium (internet, phone, and television), we can often opt for a package that includes all of them. What if we don't use all of them? Nothing simpler – we can choose any combination. Many providers offer competitive service packages that not only consolidate several invoices into one but are also usually more financially beneficial. A well-chosen offer will therefore make both your wallet and you happy. We can go a step further and arrange for the package to be paid via direct debit. Thanks to this, we won't have to worry about timely payments, and the bills will be lower than before.
➡ An Alternative to Subscription
As it turns out, direct debit isn't the only convenience when paying phone bills. Until now, people using prepaid phones had to buy top-ups themselves. And here, Mobile Vikings comes to the rescue. We've combined the possibility of using a prepaid phone with the convenience of making payments on subscription-like terms. We're talking about auto-top-ups, our innovative solution that allows top-ups to be made using a payment card linked to your Viking account. Interestingly, you receive regular bonuses in the form of extra data for using the auto-top-up service. How to activate the service? Simply go to "My Account" > "Viking Payments," add your payment card, and then enable the payment method for selected numbers.
➡ One-Click Payment
Many companies offering mobile and internet services utilize the convenient solution of linking a bank account to a personal profile on their website or app. This is how subscriptions to music and movie portals, such as Spotify or Netflix, work. If you decide to purchase access, you don't need to submit an application to your bank. You just need to provide your payment card number, its expiry date, and the three-digit security code on the back. All data is encrypted, meaning it's strictly protected and cannot be shared with third parties.
➡ Cashless Payment in a Taxi
A completely different example of cashless payments is embodied by companies offering car transport. One of the most well-known is Uber, which allows for a seamless and quick journey to your chosen destination. Linking a payment card to your profile in the app allows you to use rides at your leisure. After the trip, the passenger simply gets out of the car and doesn't worry about payments, which are settled automatically – the charge is debited from the card, and the receipt is sent to your email. It couldn't be easier. 🙂
Automatic payments are convenient and safe, and using them is pure pleasure. However, it's worth keeping an eye on their quantity. When bills pay themselves, it's easy to go with the flow and subscribe to many services that, despite everything, cost money. Used wisely, direct debits will allow us to save a lot of time and stress. And they will certainly make our lives easier.
