All those who paid attention in history know that danegeld, collected in coins from conquered peoples, allowed the Vikings to live in abundance. A dozen centuries later, such methods are no longer appreciated. Therefore, there's no other way, and you have to manage your expenses yourself. Saving apps can help you with this. Find out which ones are worth using daily to ensure your ship sails calmly and confidently, even through stormy waters.
How can saving apps help you?
It used to be… All you had to do was gather for an overseas expedition, pack provisions onto the boat, sail hundreds of miles, conquer surrounding lands, collect danegeld (tribute), and somehow survive the coming years. No Viking would dare complain. Today, it's better to know the basics of economics, the meaning of words like inflation, and learn how to manage your household budget. Wondering how to manage it all so that money is enough for all needs, as well as for an evening out with friends, savings, or dream trips? A spending control app can help. It can become your closest friend for many months. Or even years.
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If saving is to become your new long-term habit, it's worth increasing its effectiveness. Jotting down every expense on a piece of paper and meticulously scrutinizing every zloty might prove insufficient and, above all, tiring. Money-saving apps can aggregate expenses from all bank cards and accounts, select cheaper products during online shopping, limit impulsive purchases, and find promotions in stores or banks. In short, they do a great job, and you save not only money but also time.
Which spending control app is worth choosing?
- Szybki Budżet (Fast Budget) (4 on App Store, 4.5 on Play, a total of 100,000 ratings)
The Szybki Budżet money-saving app is definitely more than just a simple tool for cutting unnecessary expenses. It allows you to record all financial flows, both income and expenses. Additionally, it sets saving goals and establishes limits for selected purchase categories. Everything is presented in the form of a clear chart so that a single glance is enough to understand your financial situation.
- Qpony (4.8 on App Store, 4.3 on Play, 40,000 ratings)
Qpony is a good source of current restaurant promotions and discounts available in stores. All you need to do is enter your location, and you'll receive up-to-date information on current offers. In the search engine, you'll find promotions assigned to a specific store or place.
- Listonic (4.8 on App Store, 4.6 on Play, 220,000 ratings)
Listonic offers convenient shopping solutions. To such an extent that while you're shopping, someone else who happens to be looking at the nearly empty shelves in the home fridge can update your list in real-time. Listonic, besides synchronizing the list, can listen to you (you just need to dictate your shopping list) and also suggest promotions by providing access to current issues of major retail chains' flyers.
- PanParagon (4.8 on App Store, 4.4 on Play, 9,000 ratings)
Let the first Viking who has never lost themselves in the mess of receipts at the bottom of their bag cast their axe. Returning an unnecessary product or filing a complaint is impossible without a receipt. PanParagon app will help you get your paperwork in order. You take a photo of the receipt, fill in the information, and the app will track all deadlines for returns or complaints. Notifications will appear on your smartphone screen.
- Drivvo (4.7 on App Store, 4.5 on Play, 90,000 ratings)
You've surely switched from a drakkar to a car long ago and know how much its operation costs. The Drivvo spending control app will provide you with reports on fuel costs, all repairs you make to your car, and other service expenses. In fact, it can even manage a small fleet of vehicles. Of course, it requires meticulous entry of every amount spent on the car, but what won't you do for savings. Once it collects some data, the app will display reports, show you how much the car consumes in fuel, and calculate the cost of a trip you're planning with your family.
- Karta Dużej Rodziny (Large Family Card) (4.4 on App Store, 269 ratings)
Some Vikings value living alone, but many like to sail through life with a devoted crew. If your family includes several little Vikings (three or more), the Karta Dużej Rodziny saving app is for you. Families with many children will find information there about 15,000 places and services in Poland that offer discounts and rebates. The mobile app is the equivalent of the card that every family with many children in Poland can receive. It's honored in the same places where the plastic card is valid. Using it allows you to keep valuable zlotys in your pocket.
You can save in another simple way – on your phone bills. And you don't even need to install a special app. Simply invite your friends to Mobile Vikings. For every new Viking you invite, you'll receive a 10 percent discount.
Think about what matters most to you in terms of saving and choose the apps that will best facilitate your budget planning and from which you will benefit the most. Of course, it's better to moderate the time spent in front of your smartphone, but sometimes it's worth looking at its screen a bit more often to later enjoy free moments away from worries and with a pocket full of cash.
